Many people depend on compensation from an insurance company after an accident in California. However, these companies sometimes provide unfair settlement offers. In this case, you may wonder: how can I dispute the insurance company’s decision on a claim?
You may dispute the decision in writing, stating your reasons for the dispute and requesting additional compensation. You can also hire a Los Angeles personal injury lawyer to handle the dispute and negotiation process on your behalf.
You can learn more about your options with our team at the Simmrin Law Group. Call or fill out our online contact form to get started.
Should You Dispute an Insurance Company’s Decision?
You may dispute an insurance company’s initial decision on a claim if you feel the company treated you unfairly, missed facts about the accident, or failed to consider all your losses.
Insurance companies prioritize protecting their bottom line after accidents in California. Therefore, they often issue initial decisions that either deny compensation or provide subpar payment offers.
You can count on a personal injury attorney to review the decision from an impartial standpoint. Your lawyer can then advise you about whether or not you should dispute the decision.
Can You Dispute a Decision After the Statute of Limitations Expires?
Insurance companies can deny requests for compensation if you wait too long to file. Therefore, it’s essential to check how long you have to file an insurance claim after a car accident or another incident.
Generally, if you allow the statute of limitations to expire before trying to seek compensation, you cannot dispute the insurance company’s decision. California generally gives you two years to move forward with your claim.
Fortunately, you can trust your lawyer to keep your case moving. We understand all legal deadlines in California and get to work right away for our clients.
For a free legal consultation, call (626) 709-2523
How do You Dispute an Insurance Company’s Decision on a Claim?
You may want to dispute an insurance company’s decision if representatives blame you for an accident or claim that the accident didn’t cause your losses. You can work with a lawyer to dispute the decision officially in this situation.
Your lawyer can file an official request for the insurance company to re-examine their decision, typically including evidence that supports your position. In this situation, evidence of your losses may include:
- Medical records demonstrating the extent of your injuries
- Bills from car repair companies that show your losses
- Notes from your employer about the time you took off
Your attorney may also provide more evidence to show that someone else caused your accident. For example, a lawyer may provide:
- Witnesses statements from people who saw the accident
- Official copies of your accident report
- Photos or videos that show the accident
- Statements from expert witnesses
This action may result in a period of negotiations with the insurance company.
What Happens if You Start a Dispute With the Insurance Company?
After you dispute an insurance company decision, the company may internally review your claim. The insurance company may reverse its initial decision based on your request and additional evidence. In this situation, you may receive compensation for your losses.
However, disputing a decision does not guarantee that the insurance company will treat you fairly. The company may still refuse to cover your losses or insist that you caused the accident.
In this situation, your personal injury lawyer may recommend filing a lawsuit instead of continuing to push back against the insurance company.
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What Happens if You File a Lawsuit After an Insurance Denial?
A lawyer may help you file a personal injury lawsuit if the insurance company refuses to reverse its decision after an accidental injury. In this situation, your lawyer will file the appropriate paperwork, present evidence for you, and question witnesses in court.
Wondering what compensation you might get in a lawsuit over your car accident or other incident? Lawsuits may allow you to get funds to cover your medical bills, lost pay, pain, and emotional suffering.
Keep in mind that the insurance company may reconsider and decide to settle after you file a lawsuit. You can discuss your available choices in this situation with your attorney.
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We Can Help You Dispute an Insurance Company’s Decision
How can you dispute the insurance company’s decision on a claim after an accident? You can reach out to our legal team at Simmrin Law Group to get professional help filing a dispute and providing evidence to back up your side of the issue.
Our legal team can support you by handling all communication with insurance agents. We can also assist if you decide to file a lawsuit. Find out more by calling or completing our online contact form.
Call or text (626) 709-2523 or complete a Free Case Evaluation form
